Your Company provides the following benefits at no cost to you:



Term Life insurance policy in an amount equal to one year’s salary through Guardian. This policy can be converted into a portable policy if employment status changes (i.e., reduction of hours, leaving the company) and you are no longer eligible for company-sponsored benefits. This policy is also eligible for Accelerated Benefits - in the event of a terminal illness with a life expectancy of less than 12 months a portion or all of the benefit is available to the insured, without restriction or fees.

AD&D In the event of an accidental death, an additional benefit equal to your life benefit will be paid.

Company information: Guardian Life Insurance

If you are interested in additional life insurance, or have questions about your coverage, please send us a request for information.



Short Term Disability

Plan Benefit 60% of average weekly salary

Your Company provides a short-term income replacement plan that takes effect on the 1st day following an accident or on the 8th day following a sickness (including 6 weeks normal maternity leave). Benefits are paid for up to 26 weeks. After 26 weeks, Long Term Disability applies. Please note: payments are taxable as income.

Long Term Disability

Plan Benefit 60% of average monthly salary

Your Company provides a long-term income replacement plan that takes effect 180 days (26 weeks) after total disability. Total disability is a sickness or injury that prevents you from performing in the functions of your own occupation for up to 2 years, and of any occupation up to the age 65. Please note: payments are taxable as income.

Extended Benefits

Life Balance
Employee Assistance Program available to you and family members 24 hours a day. Online resources, phone counseling/assistance, and educational materials are all provided confidentially as part of your benefits package.
Toll-free number: 1-800-854-1446
Website (Also through Unum Provident)

Assist America®
Travel assistance program for you and family members traveling more than 100 miles from home or in a foreign country. This program ensures access to health care and manages medical emergencies, whether trip is for business or pleasure. If you become ill or have an accident, Assist America pays for all services including: medical consultation, medical and legal referrals, hospital admission, emergency evacuation, emergency prescription assistance, medically supervised repatriation, transportation of family member to be with affected individual, child supervision, language assistance. Incurred medical expenses are the responsibility of your United Healthcare insurance. Please see brochure for wallet card with phone number and additional information.
Toll-free number: 1-800-872-1414 or call collect: (US Access Code) +301-656-4152 -- Reference no. 01-AA-UN762490
www.assistamerica.com


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This does not constitute your health plan or insurance policy. It is only a general description of your employee benefits program. Please refer to plan documents for exclusions and limitations under the program.